COMING HOME: E.F. Schumacher & the Reinvention of the Local Economy
COMING HOME: E.F. Schumacher and the Reinvention of the Local Economy, is a new 37 minute film that tells the story of a series of revolutionary innovations by the…
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Thanks to Michael Contardi for this question
>I'm wondering about what your thoughts are about the evolution of mutual credit in light of the crypocurrency craze and whether there might be a way to bring together the advantages of both.
For most people, it won't be economic hardship that harms them, but their own lack of emotional resilience that does them in.
After the fall of the former Soviet Union, in the years that followed, more than half of all premature deaths that occurred were due to the effects of excessive alcohol consumption:
WHAT STEPS CAN A CITY TAKE TO PROMOTE SHAREABLE HOUSING? Here are seven ideas to democratize housing in your city.
1. SUPPORT THE DEVELOPMENT OF COOPERATIVE HOUSING
- Powerful New Tool Helps People Learn to Read and Write in English Without Years of Schooling
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Bangla-Sadaka iko. Local Churches accepting offerings in Bangla-Pesa - Complementary Currency. read more... http://koru.or.ke/church-offerings-bangla-pesa
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Chris, Becca & Adam have a seasoned, well-developed seminar model that has been honed over the years and combines teachings, breakouts, and exercises that will provide both critical insights and actionable ideas.
Specifically, this Rowe workshop offers
Can you imagine how it must feel to be a teenager today confronting your economic future? Do you go to college and incur a debt you will spend the rest of your life repaying? Or do you consider jumping right into the job market, and finding a job, any job, to begin to build a resume? I am an independent studies teacher at a small charter school, and students are my special interest. The Crash Course materials have played a valuable role in answering some of those questions that teens confront.
Top image photo credit: Kalexanderson. Used under Creative Commons license.
As Creative Commons licenses become more of a rule than an exception, the nonprofit organization behind them continues to push sharing through free legal tools and community building. One such effort, Team Open, culls stories of creative commoners from around the globe who use Creative Commons licenses to create a better the world.
New way-finding signs are springing up in the public spaces of West Colfax (a neighborhood in Denver, Colorado). But these signs don’t just point you in the direction of actual places; they point you in the direction of your smartphone to find out more. With a simple tap of your mobile device to the sign (using NFC technology or QR codes), you will find yourself holding a dynamic guide to nearby destinations -- from historic spots to public art to local businesses -- in an instant.
There's something about the winter holidays that causes introspection. I suppose it's only natural when marking the end of year to reflect on how to make the coming one fare better.
That's probably why we see such an influx of inquiries in December here at PeakProsperity.com from folks who are looking for answers to the big unresolved issues in their lives. While the specific questions we receive run the gamut, I find that the underlying theme to the vast majority deals with seeking greater purpose.
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A great tutorial on how to use fish guts and fish waste to make your own incredible fish fertilizer for the garden.
“Our employees are like family.” It’s a sentiment employers often espouse—and some readers may dismiss it as a cliché: After all, many U.S. workers—particularly lower-wage workers—face dismal conditions, especially when it comes to policies that help them care for their families.
Few American workers are able to take paid leave when they must care for a sick family member or new baby; only 12 percent of private-sector workers currently have paid family leave, and a mere 4 percent of the lowest-wage workers have access to such leave. And the United States is now the only industrialized country that does not offer paid maternity leave.
But the reality is that many employers do want to treat their employees well—they simply find adequate benefits unaffordable.
A new federal bill, introduced today by Sen. Kirsten Gillibrand, D-N.Y., and Rep. Rosa DeLauro, D-Conn., aims to make it easier for employers to do right by their employees.
The Family and Medical Insurance Leave (FAMILY) Act would create a paid family and medical leave insurance program, enabling employees to take time to recover from serious illness, care for a sick loved one, or bond with a new child. The program, funded entirely by small contributions from employers and employees, provides up to 12 weeks of partially paid leave.
Here’s how it would work: Under the FAMILY Act, both workers and employers would contribute a small amount from each paycheck to the insurance fund. The cost for a full-time, year-round worker making the median annual income would be $1.68 per week, about the same as a cup of coffee.
A new Office of Paid Family and Medical Leave would administer the fund. Employee and employer contributions would fully cover benefits and administration. During leave, workers would get up to 66 percent of their monthly wages, capped at $4,000 per month in the first year. Almost all workers and employers would be covered and required to contribute.
Because it creates a pool of funds to support the program, the FAMILY Act would make the cost to employers of offering this important benefit significantly lower than if they were to provide it on their own—something that is out of reach for many small employers.
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In California, nine out of ten employers report positive or no effects of paid family leave on business operations. And 91 percent of workers in low-wage jobs who used paid leave say it helped them to better care for a new child. Given their experience, it’s not surprising that California employers are also speaking out in favor of the FAMILY Act.
Many employers across the rest of the country are also supportive. To Rob Everts, co-executive director of Massachusetts-based Equal Exchange, this bill is about seeing employees as “human beings, who have human needs.” He says the FAMILY ACT will “give companies the capacity to treat their employees right—and ultimately, to build better businesses.”
For workers, the passage of the law could mean no longer having to choose between the health of one’s family and paying the bills. Particularly for the most vulnerable workers—those in lower-wage jobs who are most likely to lack any paid leave—the FAMILY Act would be an important step toward remedying inequalities. It would address health disparities, help give children from all socioeconomic backgrounds the best start possible, and alleviate the financial and personal stress of caring for an older relative.
The owner of Bluebottle Coffee Company, James Freeman, explains: “I know I want [paid leave] for my own family … [and] … my 225 employees should have this chance to care for their families, too.”
Opponents of the bill worry that in this tough economy, requiring businesses to contribute to a family and medical leave insurance program is inappropriate. However, employers’ contributions amount to less than 0.02 percent of payroll—a small price to pay for a program that would help boost loyalty and employee retention, lowering the significant costs of turnover.
Indeed, the costs are so minimal and the benefits so compelling that, according to a recent poll from Small Business Majority, a plurality of small business owners from across the country support a program like the one proposed under FAMILY.
Paid family and medical leave is long overdue in this country. The FAMILY Act comes at a time when workers need the economic security of paid leave more than ever. And many business owners are embracing the model wholeheartedly. That’s because, by and large, employers do want to be both profitable and fair, ensuring their most valuable resources—their employees—are well cared for. Sometimes it’s a heavy lift to reconcile both goals. But if passed, the FAMILY Act will significantly reduce the barriers to doing so.
Elizabeth Ben-Ishai adapted this piece for YES! Magazine, a national, nonprofit media organization that fuses powerful ideas and practical actions. Liz is a policy analyst at the Center for Law and Social Policy (CLASP). Follow her at @Liz_Ben_Ishai.
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In this week's Off the Cuff podcast, Chris and Mish discuss:
- The Case for a Coming Crash
- One that could erase the gains of the past 2 decades
- Focus on Resilience, Not Money
- Don't define yourself by your portfolio size
- Post-Crash Investments
- What to buy once the world is 'on sale'
- Emotional Mastery
- A critically important success requirement